Fisher Scientific Employees
Pittsburgh, PA · Charter 7844 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$1.8MAssets
$1.1MLoans
$1.6MShares
$208KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 99% of credit unions under $1B in assets (rank 20 of 1723).
- Widest gap: return on equity trails 97% of credit unions under $1B in assets (rank 1665 of 1723).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.37%
Rank 1,667 of 1,724
Net Interest Margin
7.29%
Rank 20 of 1,723
Efficiency Ratio
90.38%
Rank 1,403 of 1,721
Equity / Assets
11.40%
Rank 1,053 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.37% | 0.25% | 0.67% | 1.13% | Beats 3% | 1,667 / 1,724 | | |
| Return on Equity | -12.02% | 1.95% | 5.34% | 8.54% | Beats 3% | 1,665 / 1,723 | | |
| Net Interest Margin | 7.29% | 3.03% | 3.61% | 4.27% | Beats 99% | 20 / 1,723 | | |
| Efficiency Ratio | 90.38% | 69.84% | 78.36% | 87.50% | Beats 19% | 1,403 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.28% | 0.70% | 1.38% | Beats 54% | 788 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.39% | 10.16% | 12.41% | 16.03% | Beats 39% | 1,057 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.40% | 10.15% | 12.41% | 16.03% | Beats 39% | 1,053 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.45% | 55.95% | 72.66% | 85.34% | 47th pctl | 918 / 1,722 | | |
| Loans / Assets | 62.39% | 47.91% | 62.00% | 72.82% | 51st pctl | 844 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |