Norwin Teachers
North Huntingdo, PA · Charter 7842 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 3 branches
Q2 2026
$38.8MAssets
$16.5MLoans
$34.6MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 77% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 18 of 78).
- Widest gap: equity / assets trails 87% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 68 of 78).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.02%
Rank 32 of 78
Net Interest Margin
3.73%
Rank 36 of 78
Efficiency Ratio
73.14%
Rank 33 of 78
Equity / Assets
10.81%
Rank 68 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 0.37% | 0.83% | 1.31% | Beats 59% | 32 / 78 | |
| Return on Equity | 9.49% | 1.73% | 5.71% | 9.08% | Beats 77% | 18 / 78 | |
| Net Interest Margin | 3.73% | 3.17% | 3.63% | 4.21% | Beats 54% | 36 / 78 | |
| Efficiency Ratio | 73.14% | 65.01% | 78.15% | 89.28% | Beats 59% | 33 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.40% | 0.84% | 1.97% | Beats 59% | 33 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.81% | 12.42% | 15.10% | 18.27% | Beats 13% | 68 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.81% | 12.42% | 15.10% | 18.27% | Beats 13% | 68 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 47.69% | 34.83% | 50.41% | 71.84% | 47th pctl | 41 / 78 | |
| Loans / Assets | 42.45% | 29.34% | 41.02% | 56.96% | 53rd pctl | 37 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |