Turbotville National Bank, The
Turbotville, PA · Cert 7789 · Peer group: banks under $1B in assets (n=581-629) · Turbotville National Bcorp Inc.
National charter · OCC · 1 branch
Q2 2026
$243.5MAssets
$181.5MLoans
$202.0MDeposits
$38.6MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 98% of banks under $1B in assets (rank 16 of 629).
- Widest gap: nonperforming loans / loans trails 72% of banks under $1B in assets (rank 421 of 581).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.13%
Rank 65 of 629
Net Interest Margin
3.65%
Rank 282 of 629
Efficiency Ratio
36.25%
Rank 16 of 629
Equity / Assets
15.85%
Rank 123 of 629
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 98% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.13% | 0.60% | 1.01% | 1.45% | Beats 90% | 65 / 629 | |
| Return on Equity | 13.46% | 5.38% | 9.30% | 13.28% | Beats 76% | 150 / 629 | |
| Net Interest Margin | 3.65% | 3.03% | 3.54% | 4.05% | Beats 55% | 282 / 629 | |
| Efficiency Ratio | 36.25% | 58.35% | 67.79% | 79.08% | Beats 98% | 16 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.10% | 0.09% | 0.46% | 1.20% | Beats 28% | 421 / 581 | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.01% | 0.06% | Beats 41% | 346 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 16.49% | 11.24% | 13.84% | 18.77% | Beats 67% | 206 / 629 | |
| Total Risk-Based Capital Ratio | 16.49% | 11.58% | 14.43% | 19.66% | Beats 64% | 228 / 629 | |
| Equity / Assets | 15.85% | 9.09% | 10.65% | 13.80% | Beats 80% | 123 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 89.83% | 67.24% | 80.90% | 93.48% | 68th pctl | 188 / 594 | |
| Loans / Assets | 74.54% | 53.31% | 67.71% | 78.15% | 64th pctl | 224 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |