PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Fifth 3rd Bk NW OH NA

Toledo, OH · Cert 776

FDIC

Q3 2000

$5.6BAssets
$2.7BLoans
$4.1BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.90%, up 9 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 66.24% of deposits as of Q3 2000.

Return on Assets (YTD, annualized)

1.90%+9 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000YoY ΔTrend
Earnings
Return on Assets1.68%1.73%1.73%1.81%1.90%1.74%1.82%1.90%+9 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)86.46%-6.15%-5.99%6.16%11.77%7.29%10.35%2.72%-344 bps
Loan Growth (YoY)68.28%-9.80%-11.51%-1.22%15.80%-5.92%-3.71%-12.04%-1,082 bps
Deposit Growth (YoY)125.88%-1.10%-4.77%8.76%5.88%10.61%11.90%1.37%-739 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits68.42%72.67%75.13%76.34%74.84%61.81%64.64%66.24%-1,010 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a