Washington, PA · Charter 7724
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.53% | 1.58% | 1.29% | 1.62% | 1.81% | 1.83% | 1.09% | 1.26% | -37 bps | |
| Return on Equity | 13.12% | 12.85% | 10.55% | 12.82% | 13.60% | 13.46% | 8.07% | 9.09% | -373 bps | |
| Net Interest Margin | 3.73% | 3.81% | 3.74% | 3.73% | 3.79% | 3.76% | 3.52% | 3.61% | -12 bps | |
| Efficiency Ratio | 63.08% | 63.15% | 69.21% | 61.84% | 58.56% | 57.84% | 73.27% | 69.82% | +798 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.61% | -4.10% | -2.77% | -1.45% | 1.30% | 4.83% | 3.95% | 3.73% | +518 bps | |
| Loan Growth (YoY) | -14.18% | -16.00% | -16.88% | -14.47% | -11.92% | -10.84% | -6.75% | -5.20% | +927 bps | |
| Share Growth (YoY) | -9.64% | -6.10% | -4.98% | -3.62% | -0.61% | 3.03% | 2.46% | 2.35% | +597 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.27% | 0.79% | 0.33% | 0.13% | 0.16% | 0.20% | 0.11% | 0.38% | +25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.68% | 12.31% | 12.21% | 12.67% | 13.28% | 13.57% | 13.49% | 13.83% | +117 bps | |
| Net Worth / Assets | 11.68% | 12.31% | 12.21% | 12.67% | 13.28% | 13.57% | 13.49% | 13.83% | +117 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.63% | 46.90% | 42.73% | 41.22% | 41.32% | 40.59% | 38.89% | 38.18% | -304 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |