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Jackson, MS · Charter 7684 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$406KAssets
$275KLoans
$218KShares
$-17KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 148 of 1676).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1677 of 1677).
- Overall: at or above the peer median on 1 of 6 directional measures.
Return on Assets
-32.51%
Rank 1,677 of 1,678
Net Interest Margin
2.96%
Rank 1,365 of 1,677
Efficiency Ratio
567%
Rank 1,673 of 1,675
Equity / Assets
-4.19%
Rank 1,677 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -32.51% | 0.24% | 0.67% | 1.21% | Beats 0% | 1,677 / 1,678 | | |
| Return on Equity | n/a | Not reported for this institution |
| Net Interest Margin | 2.96% | 3.12% | 3.67% | 4.25% | Beats 19% | 1,365 / 1,677 | | |
| Efficiency Ratio | 567% | 68.92% | 78.89% | 88.44% | Beats 0% | 1,673 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.21% | 0.58% | 1.19% | Beats 100% | 148 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | -4.29% | 10.02% | 12.33% | 15.89% | Beats 0% | 1,678 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | -4.19% | 10.02% | 12.33% | 15.89% | Beats 0% | 1,677 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 126.14% | 54.28% | 70.33% | 83.29% | 100th pctl | 5 / 1,677 | | |
| Loans / Assets | 67.73% | 46.21% | 59.98% | 70.96% | 67th pctl | 551 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |