Your Legacy
Tiffin, OH · Charter 7674 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$79.1MAssets
$44.9MLoans
$72.4MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 80% of credit unions under $1B in assets (rank 338 of 1682).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets (rank 1303 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.58%
Rank 1,037 of 1,683
Net Interest Margin
4.45%
Rank 351 of 1,683
Efficiency Ratio
66.26%
Rank 338 of 1,682
Equity / Assets
10.21%
Rank 1,303 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,037 / 1,683 | |
| Return on Equity | 5.70% | 2.67% | 5.89% | 8.74% | Beats 48% | 875 / 1,681 | |
| Net Interest Margin | 4.45% | 3.31% | 3.82% | 4.32% | Beats 79% | 351 / 1,683 | |
| Efficiency Ratio | 66.26% | 68.91% | 78.20% | 86.93% | Beats 80% | 338 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.06% | 0.26% | 0.65% | 1.29% | Beats 31% | 1,162 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.21% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,303 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.21% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,303 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.95% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,054 / 1,683 | |
| Loans / Assets | 56.70% | 44.71% | 59.18% | 70.72% | 45th pctl | 930 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |