Marysville, KS · Charter 7610
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
5
Asset Quality
6
Profitability
70
Liquidity
77
Efficiency
66
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Marysville, KS · Charter 7610
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.84% | 0.85% | 0.89% | 0.73% | 0.86% | +2 bps | |
| Return on Equity | 10.79% | 10.46% | 11.00% | 8.94% | 10.44% | -35 bps | |
| Net Interest Margin | 3.88% | 4.03% | 4.01% | 4.15% | 4.17% | +29 bps | |
| Efficiency Ratio | 75.02% | 74.05% | 73.42% | 75.47% | 72.64% | -237 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.12% | 4.45% | 4.43% | 2.67% | 4.59% | -452 bps | |
| Loan Growth (YoY) | 1.02% | 3.24% | 5.25% | 3.26% | 3.96% | +294 bps | |
| Share Growth (YoY) | 9.21% | 3.94% | 3.78% | 1.91% | 3.97% | -525 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.42% | 2.42% | 3.33% | 3.98% | 3.45% | +103 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.79% | 8.14% | 8.10% | 8.20% | 8.24% | +45 bps | |
| Net Worth / Assets | 7.79% | 8.14% | 8.10% | 8.20% | 8.24% | +45 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.54% | 77.78% | 77.62% | 76.32% | 74.54% | -1 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Marysville, KS · Charter 7610 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.86%
Rank 728 of 1,683
Net Interest Margin
4.18%
Rank 533 of 1,683
Efficiency Ratio
72.56%
Rank 571 of 1,682
Equity / Assets
8.24%
Rank 1,606 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.86% | 0.35% | 0.74% | 1.18% | Beats 57% | 728 / 1,683 | |
| Return on Equity | 10.40% | 2.67% | 5.89% | 8.74% | Beats 85% | 247 / 1,681 | |
| Net Interest Margin | 4.18% | 3.31% | 3.82% | 4.32% | Beats 68% | 533 / 1,683 | |
| Efficiency Ratio | 72.56% | 68.91% | 78.20% | 86.93% | Beats 66% | 571 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 3.44% | 0.26% | 0.65% | 1.29% | Beats 6% | 1,578 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 8.24% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,606 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 8.24% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,606 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 74.54% | 52.61% | 69.38% | 83.50% | 60th pctl | 681 / 1,683 | |
| Loans / Assets | 68.34% | 44.71% | 59.18% | 70.72% | 70th pctl | 504 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||