Beaverton, OR · Charter 7592
Q1 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1995 | Q3 1995 | Q4 1995 | Q1 1996 | Q2 1996 | Q3 1996 | Q4 1996 | Q1 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.23% | 4.32% | 4.34% | 4.49% | 4.55% | n/a | 4.41% | 4.68% | +19 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 24.36% | 19.79% | 19.48% | 23.43% | 18.48% | 17.13% | 22.22% | 19.82% | -362 bps | |
| Loan Growth (YoY) | 28.35% | 29.59% | 27.60% | 33.89% | 40.44% | 37.09% | 31.17% | 26.56% | -732 bps | |
| Share Growth (YoY) | 24.73% | 21.38% | 20.77% | 17.60% | 13.46% | 15.31% | 14.81% | 16.00% | -160 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.29% | 0.36% | 0.26% | 0.30% | 0.23% | 0.29% | 0.46% | 0.44% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.56% | 0.55% | 0.55% | 0.57% | 0.54% | 0.56% | 0.56% | 0.55% | -2 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.22% | 67.63% | 73.35% | 74.60% | 79.49% | 80.41% | 83.80% | 81.39% | +680 bps | |
| Liquid Assets / Assets | 37.66% | 35.21% | 31.65% | 33.76% | 28.26% | 26.31% | 28.40% | 27.06% | -670 bps | |