PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

La Bank National Assn

Lake Ariel, PA · Cert 7549

FDIC

Q4 2000

$1.1BAssets
$647.2MLoans
$826.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.14%, down 60 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 78.30% of deposits as of Q4 2000.

Return on Assets (YTD, annualized)

0.14%-60 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets0.81%0.81%0.81%0.74%0.41%0.23%0.41%0.14%-60 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)12.80%16.32%24.47%19.66%22.22%22.55%14.01%98.46%+7,880 bps
Loan Growth (YoY)12.80%12.80%26.31%29.34%34.98%38.29%28.40%120.81%+9,146 bps
Deposit Growth (YoY)10.90%16.58%12.95%18.16%25.15%27.12%25.27%123.64%+10,548 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits76.89%73.42%81.41%79.30%82.93%79.87%83.45%78.30%-100 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a