Redstone
Huntsville, AL · Charter 7544 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 44 branches
Q2 2026
$8.6BAssets
$3.7BLoans
$7.5BShares
$1.2BNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions $1B-$10B in assets (rank 56 of 435).
- Widest gap: nonperforming loans / loans trails 51% of credit unions $1B-$10B in assets (rank 224 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.38%
Rank 60 of 435
Net Interest Margin
3.66%
Rank 134 of 435
Efficiency Ratio
67.87%
Rank 159 of 435
Equity / Assets
13.86%
Rank 56 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 0.55% | 0.81% | 1.14% | Beats 86% | 60 / 435 | | |
| Return on Equity | 9.93% | 5.12% | 7.41% | 9.70% | Beats 77% | 101 / 435 | | |
| Net Interest Margin | 3.66% | 3.01% | 3.39% | 3.75% | Beats 69% | 134 / 435 | | |
| Efficiency Ratio | 67.87% | 65.25% | 71.39% | 77.86% | Beats 64% | 159 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.45% | 0.69% | 1.05% | Beats 49% | 224 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.86% | 9.81% | 10.84% | 12.63% | Beats 87% | 56 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.86% | 9.81% | 10.84% | 12.63% | Beats 87% | 56 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 49.33% | 78.33% | 88.38% | 95.61% | 2nd pctl | 425 / 435 | | |
| Loans / Assets | 43.15% | 67.69% | 74.58% | 80.80% | 2nd pctl | 425 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |