Tuscaloosa V A
Tuscaloosa, AL · Charter 7532 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$51.9MAssets
$31.5MLoans
$45.6MShares
$6.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets (rank 341 of 1683).
- Widest gap: equity / assets trails 48% of credit unions under $1B in assets (rank 806 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.13%
Rank 480 of 1,683
Net Interest Margin
4.47%
Rank 341 of 1,683
Efficiency Ratio
69.43%
Rank 438 of 1,682
Equity / Assets
13.07%
Rank 806 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.35% | 0.74% | 1.18% | Beats 71% | 480 / 1,683 | | |
| Return on Equity | 8.61% | 2.67% | 5.89% | 8.74% | Beats 74% | 440 / 1,681 | | |
| Net Interest Margin | 4.47% | 3.31% | 3.82% | 4.32% | Beats 80% | 341 / 1,683 | | |
| Efficiency Ratio | 69.43% | 68.91% | 78.20% | 86.93% | Beats 74% | 438 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 380 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.07% | 10.44% | 12.89% | 16.53% | Beats 52% | 806 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.07% | 10.44% | 12.89% | 16.53% | Beats 52% | 806 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.96% | 52.61% | 69.38% | 83.50% | 49th pctl | 852 / 1,683 | | |
| Loans / Assets | 60.65% | 44.71% | 59.18% | 70.72% | 54th pctl | 782 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |