Hughes
Tucson, AZ · Charter 7531 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 7 branches
Q2 2026
$2.6BAssets
$2.1BLoans
$2.4BShares
$230.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 100% of credit unions $1B-$10B in assets (rank 2 of 435).
- Widest gap: nonperforming loans / loans trails 97% of credit unions $1B-$10B in assets (rank 424 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.12%
Rank 413 of 435
Net Interest Margin
5.05%
Rank 2 of 435
Efficiency Ratio
51.92%
Rank 12 of 435
Equity / Assets
8.86%
Rank 394 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.55% | 0.81% | 1.14% | Beats 5% | 413 / 435 | |
| Return on Equity | 1.35% | 5.12% | 7.41% | 9.70% | Beats 5% | 412 / 435 | |
| Net Interest Margin | 5.05% | 3.01% | 3.39% | 3.75% | Beats 100% | 2 / 435 | |
| Efficiency Ratio | 51.92% | 65.25% | 71.39% | 77.86% | Beats 97% | 12 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.28% | 0.45% | 0.69% | 1.05% | Beats 3% | 424 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.86% | 9.81% | 10.84% | 12.63% | Beats 9% | 394 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.86% | 9.81% | 10.84% | 12.63% | Beats 9% | 394 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 88.85% | 78.33% | 88.38% | 95.61% | 52nd pctl | 209 / 435 | |
| Loans / Assets | 80.39% | 67.69% | 74.58% | 80.80% | 73rd pctl | 118 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |