Muskegon
Muskegon, MI · Charter 7509 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$80.8MAssets
$32.7MLoans
$71.1MShares
$8.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets (rank 324 of 1682).
- Widest gap: net interest margin trails 83% of credit unions under $1B in assets (rank 1391 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.60%
Rank 1,010 of 1,683
Net Interest Margin
3.10%
Rank 1,391 of 1,683
Efficiency Ratio
82.21%
Rank 1,044 of 1,682
Equity / Assets
10.97%
Rank 1,163 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.35% | 0.74% | 1.18% | Beats 40% | 1,010 / 1,683 | |
| Return on Equity | 5.48% | 2.67% | 5.89% | 8.74% | Beats 46% | 901 / 1,681 | |
| Net Interest Margin | 3.10% | 3.31% | 3.82% | 4.32% | Beats 17% | 1,391 / 1,683 | |
| Efficiency Ratio | 82.21% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,044 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 324 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,163 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,163 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 45.90% | 52.61% | 69.38% | 83.50% | 17th pctl | 1,392 / 1,683 | |
| Loans / Assets | 40.42% | 44.71% | 59.18% | 70.72% | 19th pctl | 1,355 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |