Rosco
New Castle, PA · Charter 7383 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=89)
NCUA · 1 branch
Q3 2025
$15.6MAssets
$9.1MLoans
$13.6MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 56% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 40 of 89).
- Widest gap: return on equity trails 93% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 83 of 89).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.61%
Rank 83 of 89
Net Interest Margin
3.48%
Rank 52 of 89
Efficiency Ratio
71.43%
Rank 40 of 89
Equity / Assets
12.87%
Rank 56 of 89
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.61% | 0.46% | 0.84% | 1.47% | Beats 7% | 83 / 89 | |
| Return on Equity | -4.78% | 2.64% | 5.74% | 9.98% | Beats 7% | 83 / 89 | |
| Net Interest Margin | 3.48% | 2.99% | 3.59% | 4.24% | Beats 42% | 52 / 89 | |
| Efficiency Ratio | 71.43% | 60.43% | 73.61% | 85.91% | Beats 56% | 40 / 89 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.81% | 0.19% | 0.80% | 2.07% | Beats 29% | 64 / 89 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.87% | 12.00% | 14.48% | 18.40% | Beats 37% | 56 / 89 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.87% | 12.00% | 14.47% | 18.40% | Beats 37% | 56 / 89 | |
| Liquidity & Funding |
| Loans / Deposits | 67.09% | 35.89% | 52.93% | 70.20% | 69th pctl | 28 / 89 | |
| Loans / Assets | 58.33% | 30.38% | 44.12% | 58.33% | 74th pctl | 23 / 89 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |