Blue
Cheyenne, WY · Charter 7361 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 28 branches
Q2 2026
$2.3BAssets
$1.9BLoans
$1.8BShares
$190.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 53% of credit unions $1B-$10B in assets (rank 204 of 435).
- Widest gap: equity / assets trails 95% of credit unions $1B-$10B in assets (rank 415 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.51%
Rank 341 of 435
Net Interest Margin
3.43%
Rank 204 of 435
Efficiency Ratio
72.23%
Rank 228 of 435
Equity / Assets
8.25%
Rank 415 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | 0.55% | 0.81% | 1.14% | Beats 22% | 341 / 435 | | |
| Return on Equity | 6.24% | 5.12% | 7.41% | 9.70% | Beats 36% | 278 / 435 | | |
| Net Interest Margin | 3.43% | 3.01% | 3.39% | 3.75% | Beats 53% | 204 / 435 | | |
| Efficiency Ratio | 72.23% | 65.25% | 71.39% | 77.86% | Beats 48% | 228 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.05% | 0.45% | 0.69% | 1.05% | Beats 25% | 326 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.25% | 9.81% | 10.84% | 12.63% | Beats 5% | 415 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.25% | 9.81% | 10.84% | 12.63% | Beats 5% | 415 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 106.21% | 78.33% | 88.38% | 95.61% | 95th pctl | 20 / 435 | | |
| Loans / Assets | 83.89% | 67.69% | 74.58% | 80.80% | 88th pctl | 53 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |