Selfreliance
Chicago, IL · Charter 7346 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$1.2BAssets
$724.6MLoans
$986.0MShares
$145.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 70% of credit unions $1B-$10B in assets (rank 129 of 435).
- Widest gap: net interest margin trails 87% of credit unions $1B-$10B in assets (rank 378 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.68%
Rank 284 of 435
Net Interest Margin
2.71%
Rank 378 of 435
Efficiency Ratio
73.75%
Rank 256 of 435
Equity / Assets
12.27%
Rank 129 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.55% | 0.81% | 1.14% | Beats 35% | 284 / 435 | |
| Return on Equity | 5.52% | 5.12% | 7.41% | 9.70% | Beats 30% | 303 / 435 | |
| Net Interest Margin | 2.71% | 3.01% | 3.39% | 3.75% | Beats 13% | 378 / 435 | |
| Efficiency Ratio | 73.75% | 65.25% | 71.39% | 77.86% | Beats 41% | 256 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.92% | 0.45% | 0.69% | 1.05% | Beats 32% | 295 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.27% | 9.81% | 10.84% | 12.63% | Beats 70% | 129 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.27% | 9.81% | 10.84% | 12.63% | Beats 70% | 129 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 73.49% | 78.33% | 88.38% | 95.61% | 18th pctl | 358 / 435 | |
| Loans / Assets | 61.12% | 67.69% | 74.58% | 80.80% | 14th pctl | 372 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |