Shreveport, LA · Charter 7331
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.00% | 0.07% | 0.06% | 0.04% | 0.12% | 0.10% | 0.25% | 0.29% | +25 bps | |
| Return on Equity | 0.02% | 0.57% | 0.49% | 0.29% | 1.00% | 0.84% | 1.99% | 2.29% | +200 bps | |
| Net Interest Margin | 3.17% | 3.26% | 3.22% | 3.26% | 3.38% | 3.32% | 3.48% | 3.50% | +24 bps | |
| Efficiency Ratio | 87.43% | 88.15% | 92.00% | 92.15% | 91.91% | 93.16% | 94.02% | 92.71% | +56 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.02% | -1.55% | -4.37% | -4.04% | -8.84% | -4.08% | -3.39% | -1.86% | +218 bps | |
| Loan Growth (YoY) | -2.30% | -9.78% | -8.85% | -9.61% | -6.87% | 1.34% | 1.46% | 2.62% | +1,223 bps | |
| Share Growth (YoY) | -0.13% | -1.53% | -4.75% | -4.38% | -10.23% | -4.73% | -4.03% | -2.39% | +198 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 0.68% | 0.17% | 0.13% | 0.06% | 0.14% | 0.34% | 0.39% | +26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.29% | 11.76% | 11.95% | 12.10% | 12.55% | 12.36% | 12.53% | 12.56% | +46 bps | |
| Net Worth / Assets | 11.29% | 11.76% | 11.95% | 12.10% | 12.55% | 12.36% | 12.53% | 12.56% | +46 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.74% | 56.56% | 57.10% | 56.81% | 59.91% | 60.17% | 60.37% | 59.73% | +292 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |