Pheple
Greensburg, PA · Charter 7297 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 10 branches
Q2 2026
$134.0MAssets
$113.1MLoans
$121.1MShares
$12.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 7 of 78).
- Widest gap: equity / assets trails 92% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 72 of 78).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.76%
Rank 42 of 78
Net Interest Margin
4.64%
Rank 7 of 78
Efficiency Ratio
84.14%
Rank 53 of 78
Equity / Assets
9.55%
Rank 72 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.37% | 0.83% | 1.31% | Beats 46% | 42 / 78 | | |
| Return on Equity | 7.95% | 1.73% | 5.71% | 9.08% | Beats 62% | 30 / 78 | | |
| Net Interest Margin | 4.64% | 3.17% | 3.63% | 4.21% | Beats 91% | 7 / 78 | | |
| Efficiency Ratio | 84.14% | 65.01% | 78.15% | 89.28% | Beats 33% | 53 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.40% | 0.84% | 1.97% | Beats 65% | 28 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.55% | 12.42% | 15.10% | 18.27% | Beats 8% | 72 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.55% | 12.42% | 15.10% | 18.27% | Beats 8% | 72 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.38% | 34.83% | 50.41% | 71.84% | 95th pctl | 4 / 78 | | |
| Loans / Assets | 84.37% | 29.34% | 41.02% | 56.96% | 99th pctl | 1 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |