East Baton Rouge Teachers
Baton Rouge, LA · Charter 7253 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 1 branch
Q2 2026
$4.8MAssets
$2.5MLoans
$4.3MShares
$417KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 2 of 21).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 20 of 21).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.34%
Rank 19 of 21
Net Interest Margin
5.71%
Rank 2 of 21
Efficiency Ratio
115.20%
Rank 21 of 21
Equity / Assets
8.76%
Rank 20 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.34% | 0.20% | 0.59% | 1.13% | Beats 10% | 19 / 21 | |
| Return on Equity | -15.35% | 1.01% | 4.78% | 7.97% | Beats 5% | 20 / 21 | |
| Net Interest Margin | 5.71% | 3.81% | 3.95% | 4.86% | Beats 90% | 2 / 21 | |
| Efficiency Ratio | 115.20% | 72.50% | 80.80% | 90.61% | Beats 5% | 21 / 21 | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.76% | 0.36% | 0.80% | 1.45% | Beats 14% | 19 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.76% | 11.23% | 14.10% | 17.49% | Beats 5% | 20 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.76% | 11.23% | 14.10% | 17.49% | Beats 5% | 20 / 21 | |
| Liquidity & Funding |
| Loans / Deposits | 58.58% | 58.58% | 76.49% | 83.93% | 24th pctl | 16 / 21 | |
| Loans / Assets | 53.07% | 53.07% | 62.76% | 69.97% | 24th pctl | 16 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |