Self Reliance Financial
New York, NY · Charter 7217 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 5 branches
Q2 2026
$2.0BAssets
$1.4BLoans
$1.7BShares
$350.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 96% of credit unions $1B-$10B in assets (rank 16 of 435).
- Widest gap: net interest margin trails 98% of credit unions $1B-$10B in assets (rank 428 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.52%
Rank 340 of 435
Net Interest Margin
1.64%
Rank 428 of 435
Efficiency Ratio
66.55%
Rank 129 of 435
Equity / Assets
17.16%
Rank 16 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.55% | 0.81% | 1.14% | Beats 22% | 340 / 435 | | |
| Return on Equity | 3.02% | 5.12% | 7.41% | 9.70% | Beats 11% | 389 / 435 | | |
| Net Interest Margin | 1.64% | 3.01% | 3.39% | 3.75% | Beats 2% | 428 / 435 | | |
| Efficiency Ratio | 66.55% | 65.25% | 71.39% | 77.86% | Beats 71% | 129 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.45% | 0.69% | 1.05% | Beats 55% | 195 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.16% | 9.81% | 10.84% | 12.63% | Beats 96% | 16 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.16% | 9.81% | 10.84% | 12.63% | Beats 96% | 16 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.39% | 78.33% | 88.38% | 95.61% | 32nd pctl | 296 / 435 | | |
| Loans / Assets | 68.39% | 67.69% | 74.58% | 80.80% | 26th pctl | 321 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |