Akron, OH · Charter 7182
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.66% | 1.47% | 1.09% | 1.22% | 1.17% | 1.01% | 0.84% | 0.95% | -27 bps | |
| Return on Equity | 11.09% | 9.74% | 7.49% | 8.26% | 7.75% | 6.76% | 5.52% | 6.13% | -213 bps | |
| Net Interest Margin | 4.16% | 4.08% | 3.63% | 3.68% | 3.70% | 3.63% | 3.59% | 3.69% | +1 bps | |
| Efficiency Ratio | 65.35% | 68.21% | 74.00% | 72.08% | 73.48% | 76.65% | 80.50% | 78.40% | +632 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.22% | -0.23% | 3.22% | 3.47% | 7.17% | 8.46% | 2.20% | 1.12% | -235 bps | |
| Loan Growth (YoY) | 2.06% | -2.03% | -1.69% | -2.06% | -2.22% | -3.52% | -2.94% | -0.57% | +149 bps | |
| Share Growth (YoY) | -6.61% | -1.86% | 2.29% | 2.63% | 6.93% | 8.71% | 1.39% | 0.24% | -239 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.50% | 0.47% | 0.43% | 0.40% | 0.34% | 0.44% | 0.41% | 0.56% | +16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.94% | 15.07% | 14.52% | 14.82% | 15.04% | 14.91% | 15.16% | 15.55% | +73 bps | |
| Net Worth / Assets | 14.94% | 15.07% | 14.52% | 14.82% | 15.04% | 14.91% | 15.16% | 15.55% | +73 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.72% | 69.71% | 64.75% | 64.67% | 64.67% | 61.87% | 61.98% | 64.15% | -52 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |