Summit
Akron, OH · Charter 7182 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$59.2MAssets
$31.9MLoans
$49.7MShares
$9.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 71% of credit unions under $1B in assets (rank 494 of 1683).
- Widest gap: net interest margin trails 57% of credit unions under $1B in assets (rank 953 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.95%
Rank 632 of 1,683
Net Interest Margin
3.69%
Rank 953 of 1,683
Efficiency Ratio
78.38%
Rank 854 of 1,682
Equity / Assets
15.55%
Rank 494 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.35% | 0.74% | 1.18% | Beats 62% | 632 / 1,683 | |
| Return on Equity | 6.12% | 2.67% | 5.89% | 8.74% | Beats 53% | 796 / 1,681 | |
| Net Interest Margin | 3.69% | 3.31% | 3.82% | 4.32% | Beats 43% | 953 / 1,683 | |
| Efficiency Ratio | 78.38% | 68.91% | 78.20% | 86.93% | Beats 49% | 854 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.26% | 0.65% | 1.29% | Beats 55% | 750 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.55% | 10.44% | 12.89% | 16.53% | Beats 71% | 494 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.55% | 10.44% | 12.89% | 16.53% | Beats 71% | 494 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 64.15% | 52.61% | 69.38% | 83.50% | 41st pctl | 994 / 1,683 | |
| Loans / Assets | 53.83% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,002 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |