Dunlop Employees
Buffalo, NY · Charter 7118 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$14.7MAssets
$5.9MLoans
$12.5MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 78% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 14 of 60).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 58 of 60).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.97%
Rank 26 of 60
Net Interest Margin
2.49%
Rank 58 of 60
Efficiency Ratio
62.23%
Rank 14 of 60
Equity / Assets
13.47%
Rank 27 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.35% | 0.84% | 1.37% | Beats 57% | 26 / 60 | |
| Return on Equity | 7.18% | 2.76% | 6.36% | 10.04% | Beats 58% | 25 / 60 | |
| Net Interest Margin | 2.49% | 3.02% | 3.63% | 4.05% | Beats 3% | 58 / 60 | |
| Efficiency Ratio | 62.23% | 67.68% | 77.48% | 89.33% | Beats 78% | 14 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.71% | 0.32% | 0.64% | 1.44% | Beats 22% | 48 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.47% | 10.72% | 13.16% | 17.68% | Beats 55% | 27 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.47% | 10.72% | 13.16% | 17.68% | Beats 55% | 27 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 47.36% | 43.79% | 55.03% | 72.55% | 32nd pctl | 41 / 60 | |
| Loans / Assets | 40.26% | 36.50% | 47.22% | 58.67% | 33rd pctl | 40 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |