Omaha, NE · Charter 7091
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
39
Asset Quality
50
Profitability
50
Liquidity
20
Efficiency
78
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 7091
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 0.85% | 0.99% | 1.15% | 1.16% | 1.19% | 1.13% | 1.15% | 0 bps | |
| Return on Equity | 7.28% | 6.92% | 8.13% | 9.23% | 9.12% | 9.33% | 9.03% | 9.01% | -22 bps | |
| Net Interest Margin | 3.31% | 3.39% | 3.40% | 3.45% | 3.47% | 3.40% | 3.23% | 3.26% | -18 bps | |
| Efficiency Ratio | 75.09% | 75.90% | 72.57% | 70.55% | 70.79% | 72.90% | 69.49% | 69.73% | -82 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.82% | 2.47% | 1.84% | 2.22% | 3.40% | 6.38% | 7.36% | 7.23% | +501 bps | |
| Loan Growth (YoY) | 6.92% | 6.46% | 3.61% | 4.26% | 10.34% | 17.74% | 26.22% | 30.67% | +2,642 bps | |
| Share Growth (YoY) | 7.15% | 2.11% | 1.09% | 1.55% | 2.05% | 5.63% | 7.20% | 6.58% | +503 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.45% | 0.45% | 0.29% | 0.33% | 0.28% | 0.30% | 0.21% | 0.25% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.04% | 12.31% | 12.18% | 12.42% | 12.69% | 12.77% | 12.54% | 12.76% | +34 bps | |
| Net Worth / Assets | 12.04% | 12.31% | 12.18% | 12.42% | 12.69% | 12.77% | 12.54% | 12.76% | +34 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.63% | 70.53% | 67.58% | 69.18% | 74.20% | 78.62% | 79.57% | 84.81% | +1,563 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 7091 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 7 branches
Q2 2026
Return on Assets
1.15%
Rank 6 of 18
Net Interest Margin
3.27%
Rank 15 of 18
Efficiency Ratio
69.73%
Rank 5 of 18
Equity / Assets
12.76%
Rank 11 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.15% | -0.04% | 0.96% | 1.20% | Beats 67% | 6 / 18 | ||
| Return on Equity | 9.01% | -0.31% | 5.60% | 9.86% | Beats 67% | 6 / 18 | ||
| Net Interest Margin | 3.27% | 3.29% | 3.78% | 4.10% | Beats 17% | 15 / 18 | ||
| Efficiency Ratio | 69.73% | 69.73% | 80.05% | 99.73% | Beats 78% | 5 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.25% | 0.04% | 0.25% | 1.23% | Beats 50% | 10 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.76% | 9.54% | 14.01% | 17.54% | Beats 39% | 11 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.76% | 9.54% | 14.01% | 17.54% | Beats 39% | 11 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.81% | 37.80% | 60.87% | 83.48% | 78th pctl | 4 / 18 | ||
| Loans / Assets | 72.37% | 34.93% | 54.47% | 72.37% | 72nd pctl | 5 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||