Monroe County Teachers
Key West, FL · Charter 7039 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 2 branches
Q2 2026
$24.0MAssets
$16.4MLoans
$21.6MShares
$2.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 11% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 17 of 19).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 19 of 19).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-1.97%
Rank 19 of 19
Net Interest Margin
3.14%
Rank 17 of 19
Efficiency Ratio
108.00%
Rank 18 of 19
Equity / Assets
9.39%
Rank 18 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.97% | -0.27% | 1.22% | 1.52% | Beats 0% | 19 / 19 | |
| Return on Equity | -20.97% | -2.41% | 9.38% | 13.75% | Beats 0% | 19 / 19 | |
| Net Interest Margin | 3.14% | 3.49% | 3.77% | 4.18% | Beats 11% | 17 / 19 | |
| Efficiency Ratio | 108.00% | 68.63% | 79.83% | 95.74% | Beats 11% | 18 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.09% | 0.38% | 0.61% | 1.20% | Beats 11% | 18 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.39% | 10.00% | 11.56% | 13.69% | Beats 5% | 18 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.39% | 10.00% | 11.56% | 13.69% | Beats 5% | 18 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 75.98% | 49.95% | 68.70% | 81.33% | 58th pctl | 8 / 19 | |
| Loans / Assets | 68.45% | 39.83% | 58.83% | 70.01% | 68th pctl | 6 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |