M O
Huron, SD · Charter 7020 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$40.9MAssets
$21.8MLoans
$34.8MShares
$5.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 85% of credit unions under $1B in assets (rank 247 of 1682).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets (rank 1137 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.16%
Rank 432 of 1,683
Net Interest Margin
3.48%
Rank 1,137 of 1,683
Efficiency Ratio
63.22%
Rank 247 of 1,682
Equity / Assets
14.12%
Rank 655 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.35% | 0.74% | 1.18% | Beats 74% | 432 / 1,683 | |
| Return on Equity | 8.25% | 2.67% | 5.89% | 8.74% | Beats 71% | 480 / 1,681 | |
| Net Interest Margin | 3.48% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,137 / 1,683 | |
| Efficiency Ratio | 63.22% | 68.91% | 78.20% | 86.93% | Beats 85% | 247 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.26% | 0.65% | 1.29% | Beats 72% | 465 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.12% | 10.44% | 12.89% | 16.53% | Beats 61% | 655 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.12% | 10.44% | 12.89% | 16.53% | Beats 61% | 655 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.51% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,034 / 1,683 | |
| Loans / Assets | 53.29% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,022 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |