PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Key Bank of New York

Albany, NY · Cert 6937

FDIC

Q1 1997

$15.6BAssets
$10.5BLoans
$11.1BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.17%, up 3 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 94.95% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

1.17%+3 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.92%1.67%1.45%1.14%1.16%1.13%1.19%1.17%+3 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)0.09%5.16%2.86%1.80%2.55%-2.62%0.74%6.34%+454 bps
Loan Growth (YoY)9.02%14.04%10.56%5.14%1.76%-4.88%-3.08%2.54%-261 bps
Deposit Growth (YoY)0.87%0.76%-2.24%0.07%-6.40%-1.14%0.88%-1.12%-119 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits88.09%95.91%98.87%91.56%95.77%92.28%95.00%94.95%+339 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a