Central Maine
Lewiston, ME · Charter 6936 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$145.5MAssets
$46.4MLoans
$124.1MShares
$21.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 65% of credit unions under $1B in assets (rank 586 of 1683).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1623 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.41%
Rank 1,214 of 1,683
Net Interest Margin
2.44%
Rank 1,623 of 1,683
Efficiency Ratio
86.47%
Rank 1,243 of 1,682
Equity / Assets
14.66%
Rank 586 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.41% | 0.35% | 0.74% | 1.18% | Beats 28% | 1,214 / 1,683 | | |
| Return on Equity | 2.82% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,238 / 1,681 | | |
| Net Interest Margin | 2.44% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,623 / 1,683 | | |
| Efficiency Ratio | 86.47% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,243 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.66% | 0.26% | 0.65% | 1.29% | Beats 50% | 846 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.66% | 10.44% | 12.89% | 16.53% | Beats 65% | 586 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.66% | 10.44% | 12.89% | 16.53% | Beats 65% | 586 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 37.41% | 52.61% | 69.38% | 83.50% | 9th pctl | 1,530 / 1,683 | | |
| Loans / Assets | 31.90% | 44.71% | 59.18% | 70.72% | 9th pctl | 1,524 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |