Whitesboro, NY · Charter 6931
Q4 1994
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | YoY Δ | Trend |
|---|---|---|---|---|
| Earnings | ||||
| Return on Assets | 2.31% | 2.96% | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a |
| Growth | ||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a |
| Asset Quality | ||||
| Delinquent Loans / Loans | 3.30% | 11.29% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.62% | 3.53% | n/a | |
| Capital | ||||
| Risk-Based Capital | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||
| Loans / Shares | 40.01% | 41.49% | n/a | |
| Liquid Assets / Assets | 53.01% | 55.09% | n/a | |