Lafayette, LA · Charter 6898
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.61% | 1.65% | 1.51% | 1.68% | 1.41% | 1.37% | 0.96% | 1.03% | -65 bps | |
| Return on Equity | 15.90% | 15.85% | 14.14% | 15.05% | 12.56% | 11.73% | 8.22% | 8.68% | -636 bps | |
| Net Interest Margin | 4.54% | 4.52% | 4.56% | 4.46% | 4.41% | 4.46% | 4.09% | 4.08% | -38 bps | |
| Efficiency Ratio | 64.27% | 64.14% | 67.12% | 66.21% | 68.31% | 68.85% | 78.80% | 77.23% | +1,103 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.75% | 4.18% | 4.80% | 3.20% | 4.05% | 1.32% | 1.66% | 2.95% | -24 bps | |
| Loan Growth (YoY) | 7.87% | 8.53% | 4.10% | -0.07% | -3.76% | -3.89% | -7.14% | -9.04% | -897 bps | |
| Share Growth (YoY) | -0.82% | 2.74% | 3.29% | 1.53% | 2.77% | -0.10% | 0.48% | 2.13% | +60 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.92% | 0.32% | 0.23% | 0.09% | 0.40% | 0.55% | 0.65% | 0.02% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.14% | 10.44% | 10.67% | 11.16% | 11.25% | 11.67% | 11.70% | 11.86% | +71 bps | |
| Net Worth / Assets | 10.14% | 10.44% | 10.67% | 11.16% | 11.25% | 11.67% | 11.70% | 11.86% | +71 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.23% | 67.77% | 66.82% | 66.59% | 65.76% | 65.20% | 61.75% | 59.31% | -728 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |