Acadian
Lafayette, LA · Charter 6898 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$20.9MAssets
$10.9MLoans
$18.4MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets in LA (rank 6 of 57).
- Widest gap: equity / assets trails 75% of credit unions under $1B in assets in LA (rank 43 of 57).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.03%
Rank 15 of 57
Net Interest Margin
4.07%
Rank 24 of 57
Efficiency Ratio
77.26%
Rank 18 of 56
Equity / Assets
11.86%
Rank 43 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.18% | 0.61% | 1.03% | Beats 74% | 15 / 57 | | |
| Return on Equity | 8.72% | 0.88% | 3.71% | 5.62% | Beats 89% | 6 / 57 | | |
| Net Interest Margin | 4.07% | 3.51% | 3.94% | 4.60% | Beats 58% | 24 / 57 | | |
| Efficiency Ratio | 77.26% | 76.49% | 84.29% | 92.65% | Beats 70% | 18 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.35% | 1.18% | 2.04% | Beats 88% | 8 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.86% | 11.86% | 15.46% | 23.44% | Beats 25% | 43 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.86% | 11.86% | 15.46% | 23.44% | Beats 25% | 43 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.31% | 55.77% | 71.07% | 79.18% | 26th pctl | 42 / 57 | | |
| Loans / Assets | 52.19% | 44.60% | 59.45% | 67.17% | 33rd pctl | 38 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |