Portland, OR · Charter 68742
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 1.01% | 0.96% | 0.94% | 0.92% | 0.93% | 0.89% | 0.88% | -7 bps | |
| Return on Equity | 6.83% | 6.54% | 6.37% | 6.21% | 6.15% | 5.79% | 5.69% | -68 bps | |
| Net Interest Margin | 3.24% | 3.03% | 3.10% | 3.13% | 3.14% | 3.16% | 3.07% | -4 bps | |
| Efficiency Ratio | 67.86% | 66.61% | 65.81% | 66.33% | 67.55% | 71.68% | 70.20% | +439 bps | |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 3.64% | 0.71% | 1.90% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 1.99% | -1.82% | -6.60% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 3.06% | -0.31% | 1.10% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 0.91% | 0.97% | 0.58% | 1.90% | 1.84% | 2.11% | 2.53% | +195 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||||
| Risk-Based Capital | 14.76% | 14.65% | 14.84% | 14.89% | 15.15% | 15.45% | 15.44% | +60 bps | |
| Net Worth / Assets | 14.76% | 14.65% | 14.84% | 14.89% | 15.15% | 15.45% | 15.44% | +60 bps | |
| Liquidity & Funding | |||||||||
| Loans / Shares | 38.37% | 37.24% | 38.16% | 38.85% | 37.98% | 36.68% | 35.26% | -291 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |