Teamsters Council #37
Portland, OR · Charter 68742 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$76.1MAssets
$22.6MLoans
$64.1MShares
$11.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 73% of credit unions under $1B in assets (rank 463 of 1682).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets (rank 1509 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.88%
Rank 707 of 1,683
Net Interest Margin
3.07%
Rank 1,412 of 1,683
Efficiency Ratio
70.20%
Rank 463 of 1,682
Equity / Assets
15.44%
Rank 507 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.35% | 0.74% | 1.18% | Beats 58% | 707 / 1,683 | | |
| Return on Equity | 5.69% | 2.67% | 5.89% | 8.74% | Beats 48% | 877 / 1,681 | | |
| Net Interest Margin | 3.07% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,412 / 1,683 | | |
| Efficiency Ratio | 70.20% | 68.91% | 78.20% | 86.93% | Beats 73% | 463 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.53% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,509 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.44% | 10.44% | 12.89% | 16.53% | Beats 70% | 507 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.44% | 10.44% | 12.89% | 16.53% | Beats 70% | 507 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 35.25% | 52.61% | 69.38% | 83.50% | 8th pctl | 1,556 / 1,683 | | |
| Loans / Assets | 29.70% | 44.71% | 59.18% | 70.72% | 7th pctl | 1,558 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |