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Arise Community

Minneapolis, MN · Charter 68740

NCUA · 1 branch

Q2 2026

$908KAssets
$16KLoans
$174KShares
$730KNet Worth

Executive Summary

  • Earnings: ROA of -61.33%, down 7,953 bps year over year; NIM at 2.86%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 80.36%, down 1,833 bps from a year ago.
  • Funding: loans stand at 9.21% of shares as of Q2 2026.

Return on Assets (quarter, annualized)

-61.33%-7,953 bps YoY

Net Interest Margin (quarter, annualized)

2.86%+74 bps YoY

Efficiency Ratio (quarter, annualized)

2131%+206,771 bps YoY

Net Worth / Assets

80.36%-1,833 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets134.40%99.21%-14.04%18.20%2.25%-7.36%-54.33%-61.33%-7,953 bps
Return on Equity134.40%99.98%-14.28%18.44%2.32%-7.61%-63.54%-76.32%-9,476 bps
Net Interest Margin0.53%0.75%1.91%2.12%2.43%2.87%2.63%2.86%+74 bps
Efficiency Ratio9.50%17.08%193.26%63.02%93.86%123.79%2108%2131%+206,771 bps
Growth
Asset Growth (YoY)n/an/a106515600%-2.82%-2.78%-4.63%-4.49%-25.01%-2,219 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a320840%n/an/a
Share Growth (YoY)n/an/an/an/an/a39461%264507%355529%n/a
Asset Quality
Delinquent Loans / Loansn/an/an/a0.00%0.00%n/a0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/a0.00%0.00%n/a0.00%0.00%0 bps
Capital
Risk-Based Capital100.00%99.23%98.33%98.69%96.99%96.72%85.51%80.36%-1,833 bps
Net Worth / Assets100.00%99.23%98.33%98.69%96.99%96.72%85.51%80.36%-1,833 bps
Liquidity & Funding
Loans / Sharesn/a0.00%0.00%10.20%0.47%0.00%0.28%9.21%-100 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps