Essential
Baton Rouge, LA · Charter 68736 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 6 branches
Q2 2026
$434.2MAssets
$349.4MLoans
$362.4MShares
$39.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 52% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 10 of 21).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 19 of 21).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.46%
Rank 13 of 21
Net Interest Margin
3.81%
Rank 16 of 21
Efficiency Ratio
81.13%
Rank 12 of 21
Equity / Assets
9.06%
Rank 19 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.46% | 0.20% | 0.59% | 1.13% | Beats 38% | 13 / 21 | |
| Return on Equity | 5.08% | 1.01% | 4.78% | 7.97% | Beats 52% | 10 / 21 | |
| Net Interest Margin | 3.81% | 3.81% | 3.95% | 4.86% | Beats 24% | 16 / 21 | |
| Efficiency Ratio | 81.13% | 72.50% | 80.80% | 90.61% | Beats 48% | 12 / 21 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.45% | 0.36% | 0.80% | 1.45% | Beats 29% | 16 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.06% | 11.23% | 14.10% | 17.49% | Beats 10% | 19 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.06% | 11.23% | 14.10% | 17.49% | Beats 10% | 19 / 21 | |
| Liquidity & Funding |
| Loans / Deposits | 96.41% | 58.58% | 76.49% | 83.93% | 90th pctl | 2 / 21 | |
| Loans / Assets | 80.46% | 53.07% | 62.76% | 69.97% | 90th pctl | 2 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |