Maple Grove, MN · Charter 68731
NCUA · 12 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.62% | 0.58% | 0.43% | 0.67% | 0.61% | 0.66% | 0.51% | 0.68% | +1 bps | |
| Return on Equity | 6.68% | 6.09% | 4.62% | 6.89% | 6.17% | 6.61% | 5.26% | 6.70% | -19 bps | |
| Net Interest Margin | 2.37% | 2.57% | 3.36% | 3.50% | 3.57% | 3.53% | 3.57% | 3.72% | +22 bps | |
| Efficiency Ratio | 74.25% | 77.10% | 84.10% | 79.18% | 80.33% | 78.76% | 80.86% | 78.83% | -34 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 40.17% | 38.17% | 33.99% | 33.98% | -0.75% | 0.87% | 2.32% | 1.61% | -3,237 bps | |
| Loan Growth (YoY) | 24.09% | 22.24% | 22.77% | 23.14% | 1.46% | 2.01% | 3.48% | 4.93% | -1,820 bps | |
| Share Growth (YoY) | 41.62% | 42.34% | 41.39% | 41.67% | 2.70% | 4.23% | 3.49% | 3.08% | -3,859 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.77% | 0.84% | 0.65% | 0.81% | 0.82% | 0.82% | 0.65% | 0.86% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.24% | 9.50% | 9.37% | 9.69% | 9.84% | 9.91% | 9.78% | 10.16% | +47 bps | |
| Net Worth / Assets | 9.24% | 9.50% | 9.37% | 9.69% | 9.84% | 9.91% | 9.78% | 10.16% | +47 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.71% | 93.23% | 89.52% | 92.24% | 92.58% | 91.24% | 89.51% | 93.90% | +166 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |