Credit Union 1
Lombard, IL · Charter 68727 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 20 branches
Q2 2026
$2.9BAssets
$1.9BLoans
$2.4BShares
$274.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions $1B-$10B in assets (rank 4 of 435).
- Widest gap: nonperforming loans / loans trails 86% of credit unions $1B-$10B in assets (rank 373 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.56%
Rank 31 of 435
Net Interest Margin
3.41%
Rank 213 of 435
Efficiency Ratio
68.82%
Rank 177 of 435
Equity / Assets
9.57%
Rank 344 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.55% | 0.81% | 1.14% | Beats 93% | 31 / 435 | |
| Return on Equity | 16.31% | 5.12% | 7.41% | 9.70% | Beats 99% | 4 / 435 | |
| Net Interest Margin | 3.41% | 3.01% | 3.39% | 3.75% | Beats 51% | 213 / 435 | |
| Efficiency Ratio | 68.82% | 65.25% | 71.39% | 77.86% | Beats 60% | 177 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.35% | 0.45% | 0.69% | 1.05% | Beats 14% | 373 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.57% | 9.81% | 10.84% | 12.63% | Beats 21% | 344 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.57% | 9.81% | 10.84% | 12.63% | Beats 21% | 344 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 80.14% | 78.33% | 88.38% | 95.61% | 30th pctl | 306 / 435 | |
| Loans / Assets | 67.39% | 67.69% | 74.58% | 80.80% | 23rd pctl | 334 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |