Plymouth, MN · Charter 68722
NCUA · 25 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.11% | 1.03% | 0.92% | 1.03% | 0.95% | 0.95% | 1.05% | 1.01% | -2 bps | |
| Return on Equity | 10.41% | 9.59% | 8.61% | 9.38% | 8.66% | 8.90% | 9.72% | 9.19% | -19 bps | |
| Net Interest Margin | 2.34% | 2.32% | 2.40% | 2.50% | 2.55% | 2.47% | 2.55% | 2.57% | +7 bps | |
| Efficiency Ratio | 59.44% | 60.95% | 61.89% | 60.31% | 59.50% | 58.54% | 60.58% | 59.29% | -102 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.59% | 8.40% | 6.98% | 5.80% | 5.94% | 10.06% | 9.13% | 9.75% | +395 bps | |
| Loan Growth (YoY) | 2.23% | 3.86% | 3.63% | 5.09% | 6.51% | 4.23% | 3.85% | 3.61% | -148 bps | |
| Share Growth (YoY) | 7.74% | 7.77% | 7.36% | 5.75% | 5.35% | 6.10% | 5.98% | 6.33% | +59 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.91% | 0.93% | 0.86% | 0.83% | 0.82% | 0.81% | 0.84% | 0.78% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.71% | 10.75% | 10.73% | 11.02% | 10.99% | 10.70% | 10.80% | 10.99% | -3 bps | |
| Net Worth / Assets | 10.71% | 10.75% | 10.73% | 11.02% | 10.99% | 10.70% | 10.80% | 10.99% | -3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.84% | 92.65% | 90.23% | 92.99% | 93.86% | 91.02% | 88.41% | 90.61% | -238 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |