Trustone Financial
Plymouth, MN · Charter 68722 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 25 branches
Q2 2026
$6.1BAssets
$4.2BLoans
$4.6BShares
$669.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions $1B-$10B in assets (rank 50 of 435).
- Widest gap: net interest margin trails 90% of credit unions $1B-$10B in assets (rank 391 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.01%
Rank 139 of 435
Net Interest Margin
2.57%
Rank 391 of 435
Efficiency Ratio
59.29%
Rank 50 of 435
Equity / Assets
10.99%
Rank 204 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.55% | 0.81% | 1.14% | Beats 68% | 139 / 435 | | |
| Return on Equity | 9.19% | 5.12% | 7.41% | 9.70% | Beats 71% | 128 / 435 | | |
| Net Interest Margin | 2.57% | 3.01% | 3.39% | 3.75% | Beats 10% | 391 / 435 | | |
| Efficiency Ratio | 59.29% | 65.25% | 71.39% | 77.86% | Beats 89% | 50 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.45% | 0.69% | 1.05% | Beats 43% | 250 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.99% | 9.81% | 10.84% | 12.63% | Beats 53% | 204 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.99% | 9.81% | 10.84% | 12.63% | Beats 53% | 204 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.61% | 78.33% | 88.38% | 95.61% | 58th pctl | 184 / 435 | | |
| Loans / Assets | 68.17% | 67.69% | 74.58% | 80.80% | 26th pctl | 323 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |