Launch Credit Union
Merritt Island, FL · Charter 68716 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 20 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.2BShares
$134.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions $1B-$10B in assets (rank 51 of 435).
- Widest gap: efficiency ratio trails 94% of credit unions $1B-$10B in assets (rank 409 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.29%
Rank 394 of 435
Net Interest Margin
4.03%
Rank 51 of 435
Efficiency Ratio
85.66%
Rank 409 of 435
Equity / Assets
9.32%
Rank 366 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.55% | 0.81% | 1.14% | Beats 9% | 394 / 435 | | |
| Return on Equity | 3.10% | 5.12% | 7.41% | 9.70% | Beats 11% | 386 / 435 | | |
| Net Interest Margin | 4.03% | 3.01% | 3.39% | 3.75% | Beats 88% | 51 / 435 | | |
| Efficiency Ratio | 85.66% | 65.25% | 71.39% | 77.86% | Beats 6% | 409 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.45% | 0.69% | 1.05% | Beats 30% | 304 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.32% | 9.81% | 10.84% | 12.63% | Beats 16% | 366 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.32% | 9.81% | 10.84% | 12.63% | Beats 16% | 366 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.69% | 78.33% | 88.38% | 95.61% | 78th pctl | 97 / 435 | | |
| Loans / Assets | 79.80% | 67.69% | 74.58% | 80.80% | 69th pctl | 136 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |