Auburn University
Auburn, AL · Charter 68701 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$267.9MAssets
$160.1MLoans
$241.5MShares
$26.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 54% of credit unions under $1B in assets (rank 783 of 1682).
- Widest gap: net interest margin trails 84% of credit unions under $1B in assets (rank 1422 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 1,021 of 1,683
Net Interest Margin
3.05%
Rank 1,422 of 1,683
Efficiency Ratio
78.73%
Rank 869 of 1,682
Equity / Assets
9.77%
Rank 1,383 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,021 / 1,683 | |
| Return on Equity | 6.03% | 2.67% | 5.89% | 8.74% | Beats 51% | 816 / 1,681 | |
| Net Interest Margin | 3.05% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,422 / 1,683 | |
| Efficiency Ratio | 78.73% | 68.91% | 78.20% | 86.93% | Beats 48% | 869 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.26% | 0.65% | 1.29% | Beats 54% | 783 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.77% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,383 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.77% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,383 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 66.31% | 52.61% | 69.38% | 83.50% | 44th pctl | 942 / 1,683 | |
| Loans / Assets | 59.76% | 44.71% | 59.18% | 70.72% | 51st pctl | 821 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |