Tucker, GA · Charter 68698
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
42
Asset Quality
58
Profitability
65
Liquidity
7
Efficiency
42
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Tucker, GA · Charter 68698
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.84% | 0.60% | 0.15% | 0.41% | 0.47% | 0.49% | 0.64% | 0.70% | +28 bps | |
| Return on Equity | 7.28% | 5.01% | 1.27% | 3.51% | 3.92% | 4.09% | 5.53% | 5.88% | +237 bps | |
| Net Interest Margin | 3.92% | 4.07% | 3.96% | 4.15% | 4.21% | 4.30% | 4.38% | 4.54% | +39 bps | |
| Efficiency Ratio | 80.67% | 84.39% | 95.32% | 90.18% | 88.41% | 87.65% | 84.52% | 83.83% | -635 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.47% | -1.17% | -1.24% | 0.01% | -0.59% | 3.86% | 3.84% | 5.15% | +513 bps | |
| Loan Growth (YoY) | 0.19% | -1.14% | -1.39% | 1.58% | 7.63% | 9.37% | 14.89% | 15.80% | +1,422 bps | |
| Share Growth (YoY) | 0.83% | -0.08% | -0.16% | -1.82% | -1.72% | 2.27% | 2.53% | 4.72% | +655 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.01% | 0.91% | 0.94% | 0.57% | 0.65% | 0.62% | 0.51% | 0.46% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.55% | 11.88% | 11.43% | 11.81% | 11.89% | 11.89% | 11.57% | 11.82% | +1 bps | |
| Net Worth / Assets | 11.55% | 11.88% | 11.43% | 11.81% | 11.89% | 11.89% | 11.57% | 11.82% | +1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.85% | 75.90% | 72.77% | 76.41% | 80.88% | 81.18% | 81.54% | 84.49% | +808 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Tucker, GA · Charter 68698 · Peer group: credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=19)
NCUA · 4 branches
Q2 2026
Return on Assets
0.70%
Rank 9 of 19
Net Interest Margin
4.54%
Rank 2 of 19
Efficiency Ratio
83.82%
Rank 12 of 19
Equity / Assets
11.82%
Rank 11 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.70% | -0.11% | 0.66% | 1.27% | Beats 53% | 9 / 19 | ||
| Return on Equity | 5.89% | -0.53% | 4.88% | 8.56% | Beats 53% | 9 / 19 | ||
| Net Interest Margin | 4.54% | 3.04% | 3.58% | 4.03% | Beats 89% | 2 / 19 | ||
| Efficiency Ratio | 83.82% | 67.29% | 83.22% | 91.36% | Beats 42% | 12 / 19 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.46% | 0.10% | 0.50% | 1.13% | Beats 58% | 9 / 19 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.82% | 10.58% | 12.87% | 17.85% | Beats 42% | 11 / 19 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.82% | 10.58% | 12.87% | 17.85% | Beats 42% | 11 / 19 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.49% | 41.38% | 66.89% | 77.97% | 84th pctl | 3 / 19 | ||
| Loans / Assets | 74.20% | 33.12% | 56.90% | 65.75% | 89th pctl | 2 / 19 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||