Coosa Valley
Rome, GA · Charter 68683 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
$765.9MAssets
$606.2MLoans
$678.1MShares
$70.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions under $1B in assets (rank 156 of 1681).
- Widest gap: equity / assets trails 88% of credit unions under $1B in assets (rank 1482 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.08%
Rank 508 of 1,683
Net Interest Margin
3.46%
Rank 1,148 of 1,683
Efficiency Ratio
77.72%
Rank 818 of 1,682
Equity / Assets
9.21%
Rank 1,482 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.08% | 0.35% | 0.74% | 1.18% | Beats 70% | 508 / 1,683 | | |
| Return on Equity | 11.75% | 2.67% | 5.89% | 8.74% | Beats 91% | 156 / 1,681 | | |
| Net Interest Margin | 3.46% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,148 / 1,683 | | |
| Efficiency Ratio | 77.72% | 68.91% | 78.20% | 86.93% | Beats 51% | 818 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.26% | 0.65% | 1.29% | Beats 52% | 812 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.21% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,482 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.21% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,482 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.41% | 52.61% | 69.38% | 83.50% | 85th pctl | 253 / 1,683 | | |
| Loans / Assets | 79.16% | 44.71% | 59.18% | 70.72% | 90th pctl | 161 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |