Amplify
Austin, TX · Charter 68681 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 5 branches
Q2 2026
$1.3BAssets
$933.9MLoans
$912.7MShares
$136.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 50% of credit unions $1B-$10B in assets (rank 218 of 435).
- Widest gap: efficiency ratio trails 99% of credit unions $1B-$10B in assets (rank 431 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.08%
Rank 428 of 435
Net Interest Margin
2.63%
Rank 387 of 435
Efficiency Ratio
100.03%
Rank 431 of 435
Equity / Assets
10.84%
Rank 218 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.08% | 0.55% | 0.81% | 1.14% | Beats 2% | 428 / 435 | |
| Return on Equity | -0.78% | 5.12% | 7.41% | 9.70% | Beats 2% | 427 / 435 | |
| Net Interest Margin | 2.63% | 3.01% | 3.39% | 3.75% | Beats 11% | 387 / 435 | |
| Efficiency Ratio | 100.03% | 65.25% | 71.39% | 77.86% | Beats 1% | 431 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.45% | 0.69% | 1.05% | Beats 48% | 228 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.84% | 9.81% | 10.84% | 12.63% | Beats 50% | 218 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.84% | 9.81% | 10.84% | 12.63% | Beats 50% | 218 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 102.33% | 78.33% | 88.38% | 95.61% | 90th pctl | 45 / 435 | |
| Loans / Assets | 74.11% | 67.69% | 74.58% | 80.80% | 48th pctl | 226 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |