Crane
Odon, IN · Charter 68672 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 19 branches
Q2 2026
$1.2BAssets
$837.1MLoans
$1.0BShares
$155.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 90% of credit unions $1B-$10B in assets (rank 45 of 435).
- Widest gap: nonperforming loans / loans trails 93% of credit unions $1B-$10B in assets (rank 406 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.43%
Rank 45 of 435
Net Interest Margin
3.65%
Rank 138 of 435
Efficiency Ratio
61.15%
Rank 72 of 435
Equity / Assets
12.78%
Rank 102 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.43% | 0.55% | 0.81% | 1.14% | Beats 90% | 45 / 435 | | |
| Return on Equity | 11.18% | 5.12% | 7.41% | 9.70% | Beats 86% | 63 / 435 | | |
| Net Interest Margin | 3.65% | 3.01% | 3.39% | 3.75% | Beats 68% | 138 / 435 | | |
| Efficiency Ratio | 61.15% | 65.25% | 71.39% | 77.86% | Beats 84% | 72 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.69% | 0.45% | 0.69% | 1.05% | Beats 7% | 406 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.78% | 9.81% | 10.84% | 12.63% | Beats 77% | 102 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.78% | 9.81% | 10.84% | 12.63% | Beats 77% | 102 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.78% | 78.33% | 88.38% | 95.61% | 35th pctl | 283 / 435 | | |
| Loans / Assets | 68.90% | 67.69% | 74.58% | 80.80% | 29th pctl | 311 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |