Colorado Spring, CO · Charter 68671
NCUA · 59 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.71% | 0.70% | 0.27% | 0.32% | 0.55% | 0.50% | -0.01% | 0.47% | +15 bps | |
| Return on Equity | 6.73% | 6.64% | 2.59% | 3.13% | 4.97% | 4.63% | -0.12% | 3.98% | +85 bps | |
| Net Interest Margin | 3.28% | 3.34% | 3.32% | 3.35% | 3.66% | 3.60% | 3.61% | 3.75% | +40 bps | |
| Efficiency Ratio | 69.69% | 69.99% | 74.32% | 76.28% | 74.83% | 76.88% | 79.65% | 75.10% | -118 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.00% | 0.47% | 1.22% | 5.26% | -2.31% | 1.35% | 94.80% | 88.04% | +8,278 bps | |
| Loan Growth (YoY) | 2.99% | 2.90% | 6.13% | 6.76% | 0.60% | 0.06% | 80.73% | 80.22% | +7,345 bps | |
| Share Growth (YoY) | 5.84% | 3.97% | 5.01% | 1.41% | -1.25% | 0.59% | 85.12% | 90.50% | +8,909 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.55% | 0.60% | 0.60% | 0.57% | 0.63% | 0.81% | 0.51% | 0.64% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.51% | 10.61% | 10.51% | 10.29% | 11.16% | 10.79% | 11.54% | 11.84% | +155 bps | |
| Net Worth / Assets | 10.51% | 10.61% | 10.51% | 10.29% | 11.16% | 10.79% | 11.54% | 11.84% | +155 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.05% | 98.87% | 99.48% | 106.24% | 101.92% | 98.36% | 97.12% | 100.51% | -574 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |