Wings
Colorado Spring, CO · Charter 68671 · Peer group: credit unions any (n=25)
NCUA · 59 branches
Q2 2026
$19.4BAssets
$16.1BLoans
$16.0BShares
$2.3BNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions any (rank 5 of 25).
- Widest gap: return on equity trails 96% of credit unions any (rank 24 of 25).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.47%
Rank 24 of 25
Net Interest Margin
3.75%
Rank 5 of 25
Efficiency Ratio
75.10%
Rank 22 of 25
Equity / Assets
11.84%
Rank 7 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.54% | 0.87% | 1.36% | Beats 4% | 24 / 25 | |
| Return on Equity | 3.98% | 5.49% | 9.20% | 10.99% | Beats 4% | 24 / 25 | |
| Net Interest Margin | 3.75% | 2.86% | 3.13% | 3.50% | Beats 80% | 5 / 25 | |
| Efficiency Ratio | 75.10% | 54.62% | 61.07% | 70.28% | Beats 16% | 22 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.64% | 0.92% | 1.30% | Beats 76% | 7 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.84% | 9.55% | 10.72% | 11.84% | Beats 72% | 7 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.84% | 9.55% | 10.72% | 11.84% | Beats 72% | 7 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 100.51% | 81.23% | 88.75% | 93.33% | 84th pctl | 4 / 25 | |
| Loans / Assets | 82.94% | 68.82% | 78.26% | 79.51% | 88th pctl | 3 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |