Milwaukie, OR · Charter 68669
NCUA · 7 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.75% | 0.74% | 2.26% | 1.45% | 1.26% | 1.10% | 0.61% | 0.74% | -71 bps | |
| Return on Equity | 5.17% | 4.99% | 14.63% | 9.26% | 7.92% | 6.82% | 3.78% | 4.53% | -473 bps | |
| Net Interest Margin | 3.95% | 3.99% | 4.24% | 4.39% | 4.45% | 4.43% | 4.17% | 4.31% | -8 bps | |
| Efficiency Ratio | 75.57% | 75.90% | 57.63% | 66.37% | 69.67% | 72.58% | 81.10% | 80.66% | +1,428 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.04% | -1.87% | -2.22% | -1.32% | -1.42% | -0.52% | -0.04% | -0.15% | +116 bps | |
| Loan Growth (YoY) | -8.00% | -9.18% | -8.25% | -7.73% | -4.43% | -2.30% | -1.73% | 7.43% | +1,516 bps | |
| Share Growth (YoY) | -5.71% | -3.18% | -4.04% | -3.00% | -3.19% | -2.41% | -1.03% | -1.25% | +175 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.55% | 1.02% | 0.80% | 1.05% | 1.22% | 1.82% | 2.34% | 2.15% | +110 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.60% | 14.89% | 15.43% | 15.68% | 15.97% | 16.06% | 16.11% | 16.45% | +77 bps | |
| Net Worth / Assets | 14.60% | 14.89% | 15.43% | 15.68% | 15.97% | 16.06% | 16.11% | 16.45% | +77 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.36% | 75.01% | 73.90% | 73.91% | 75.39% | 75.09% | 73.39% | 80.41% | +650 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |