Superior Credit Union, Inc.
Lima, OH · Charter 68665 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 27 branches
Q2 2026
$2.0BAssets
$1.3BLoans
$1.6BShares
$298.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions $1B-$10B in assets (rank 10 of 435).
- Widest gap: net interest margin trails 76% of credit unions $1B-$10B in assets (rank 329 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.84%
Rank 10 of 435
Net Interest Margin
3.01%
Rank 329 of 435
Efficiency Ratio
57.08%
Rank 33 of 435
Equity / Assets
15.20%
Rank 34 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.55% | 0.81% | 1.14% | Beats 98% | 10 / 435 | | |
| Return on Equity | 12.12% | 5.12% | 7.41% | 9.70% | Beats 91% | 41 / 435 | | |
| Net Interest Margin | 3.01% | 3.01% | 3.39% | 3.75% | Beats 24% | 329 / 435 | | |
| Efficiency Ratio | 57.08% | 65.25% | 71.39% | 77.86% | Beats 93% | 33 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.45% | 0.69% | 1.05% | Beats 96% | 18 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.20% | 9.81% | 10.84% | 12.63% | Beats 92% | 34 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.20% | 9.81% | 10.84% | 12.63% | Beats 92% | 34 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.50% | 78.33% | 88.38% | 95.61% | 22nd pctl | 341 / 435 | | |
| Loans / Assets | 64.22% | 67.69% | 74.58% | 80.80% | 18th pctl | 358 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |